logo

"I'm with Dem"

Corporate Employee Insurance Solutions





Group Life

Most employers offer group-term life insurance as an employee benefit, although other types can be offered. Term insurance is life insurance that is in effect for a certain period of time only. Generally, in the case of employer-provided term life insurance, the term is for as long as the employee is employed. This kind of policy will pay the named beneficiary of the employee a death benefit. The plan can have AD&D, and Critical illness as riders if required.






Group Pension

An employer group pension plan is created by an organization (an employer, association or foundation), on behalf of its employees or members offering them special advantages. Companies aim to create additional income for their employees or members on top of what they are due to receive from social security upon retirement. Companies also hope to increase employee loyalty by eliminating fears concerning their future financial security.





Medical Insurance

Medical/Health Insurance is a type of insurance coverage that pays for medical and surgical expenses that are incurred by the insured. Medical insurance can be done by reimbursing the insured person for expenses incurred from illness or injury or by paying the healthcare provider directly. Employers often include medical insurance for employees and their dependents in their employment packages. See more