What’s your
Financial Plan?

Demerara Mutual Life offers financial planning to secure your future.

Retirement Planning

Our pension products help you plan ahead for a financially secure retirement and allow you to relax and enjoy the best years of your life.

Life Insurance

We maintain your family’s standard of living no matter what the future holds. Our life insurance products help take care of what’s most important, from accessing a mortgage to providing for your family in the event of death or providing for your child/children’s education or your partner’s retirement.

Term Life: Future Builder Products

Term life insurance is a good fit for short term needs or for needs that have a specific end point.Simply, you can choose term policy duration to meet specific needs - e.g. to help ensure your family will be able to pay a 20 year mortgage, you can choose a 20 year term policy. Our policies are flexible and allow you to choose the length of coverage you need, such as 5, 10, 20, 65, 80 or even 100 years. During this period, called the level-premium period, your premiums are guaranteed not to change. These policies are convertible and renewable.

Getting Started with Demerara Mutual

  1. 1Understand your options
  2. 2Determine how much coverage you need
  3. 3Talk to an agent