Home Insurance

Fire Insurance is a type of insurance that covers a private residence or a commercial property. Demerara Mutual Life offers fire insurance (through its wholly owned subsidiary Demerara Fire and General) under the categories of fire and full perils such as natural disasters e.g. hurricanes, tornado etc.

Who needs it?

Every person who owns a home, furniture, stock and/or equipment needs fire insurance.

How much does it cost?

The cost of Fire Insurance often depends on what it would cost to replace the property if it was to burn as a result of a fire and whether the property is a residence or a commercial property.

What are the DM options?

The Demerara Fire and General options with regards to Fire Insurance are