Medical Insurance

Medical/Health Insurance is a type of insurance coverage that pays for medical and surgical expenses that are incurred by the insured. Medical insurance can be done by reimbursing the insured person for expenses incurred from illness or injury or by paying the healthcare provider directly. Employers often include medical insurance for employees and their dependents in their employment packages .

Who needs it?

Anybody who needs assistance in paying medical bills for themselves and their families or their loved ones should have medical/health insurance.

How much does it cost?

The cost of medical/health insurance is based upon the type of coverage you have i.e. whether it is an individual plan or a group plan (in which case both you and your employer would make contributions to the plan/scheme on your behalf) and upon the number of dependants on your plan.

What are the DM options?

Demerara Mutual Life offers the Ruby, the Sapphire, the Emerald and the Diamond medical/health insurance plans.