Thank you for making a premium payment using Demerara Life’s online portal.

Please read this policy carefully. This is the Refund Policy for use of the online payment portal.

Insurance premium payments and purchase of insurance products

Each Insurance Policy Contract has its own cancellation and refund policy.  For payments made via this portal, if the amount is deemed refundable we will issue refunds for premium payments on your policy within 7 days after your payment was made.

We recommend contacting us for assistance if you experience any issues paying your premiums or purchasing our products.

Contact us

If you have any questions about our Returns and Refunds Policy, please contact us:

  • By visiting this page on our website:; or
  • By calling (592) 225 8991 -3; or
  • By e-mail to